JF Foundation reported one of their lowest experience modification ratings (EMR) in nine years. EMR is the rating that insurers use to analyze the safety of job sites as well as a construction company’s safety record. The rating compares workers’ compensation claims to other employers of similar size, operating in the same type of business.
Improved safety practices and fewer workplace accidents will tend to decrease an experience modification over time. EMR values fall generally as excellent: 0.40-0.75; good: 0.76-1.00; average to at risk: 1.01-1.25; and at risk to adverse projections: 1.26-2.00. A 1.0 rating is the industry average. In 2007, JF Foundation reported a rating of 0.93. Since then, the company has consistently lowered their rating annually for a total reduction of nearly 30%. A.P. Construction’s most recent rating of 0.65 and its safety improvement trend is a reflection that safety is a core value of the company